DSCR Insights

How to Calculate Your DSCR Before Talking to a Lender

How to Calculate Your DSCR Before Talking to a Lender

CapitalVanta
Published on: 19/03/2026

The debt service coverage ratio on a rental property is one number every investor should know before picking up the phone. If you understand what a DSCR loan is and how the formula works, you walk into a lender conversation with leverage instead of guesswork.